Samsung Pay uses both NFC technology and magnetic secure transmission (MST) technology. Simply go into the app and chose the desired card to make the purchase with and verify the transaction with a fingerprint scan. Making a purchase is very similar to Apple Pay as well. Consumers simply need to install the Samsung Pay app onto their supported mobile device and register the cards that they want to use. There are also certain types of payment watches that it is compatible with.ĭownloading Samsung Pay is simple and quick. The platform of Samsung Pay is integrated into Samsung Galaxy devices.

For example, Google Play’s store sells apps, music, podcasts, books and games. It had a slower start in the UK as both its rivals, Apple and Google offered more services on their app stores. It launched its contactless platform in 2017, almost two years after Apple Pay and a year after Android Pay (that is now integrated into Google Pay).

Samsung Pay’s contactless capabilities came much later than its rival Apple Pay. It was available in countries such as the US and South Korea before it landed in the UK. Some of the devices that Apple Pay is supported on include: iPhone 6, iPhone 6s, iPhone 6 Plus, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone SE, iPhone X, iPad Air 2, iPad mini 3, iPad mini 4 and iPad Pro models.Īs stated, Samsung Pay shares the same purpose as Apple Pay, although it is slightly more limited than both Apple Pay and Google Pay. Users can send money in messages or even ask AI helper Siri to transfer funds across to another person’s account. Sending and receiving money on Apple Pay has been hailed as extremely seamless and secure.

In a GDPR ecosystem, consumers have even more power of their own data, having complete and transparent control over the data shared and stored. If your Apple device is lost or stolen, you can suspend or permanently remove the ability to pay from that device.įurthermore, when paying online, the merchants receiving the payments will only have access to the information a consumer authorises them to view and share to process the order. Every transaction made requires authentication, using facial recognition, touch ID or the consumers’ passcode. The security on Apple Pay has been praised for its strong authentication. After making a purchase using Apple Pay, receipts are automatically stored in the Wallet.

Samsung pay v apple pay